Trust Services: Protecting Your Wealth, Family, and Future

Mercury Management Limited, a company part of the Parker Russell Group, specializes in providing comprehensive trust services tailored to meet the diverse needs of our clients, as well as the services of fiduciary. We are one of the few entities in Malta that are fully licensed to offer both fiduciary as well as trustee services. 
A trust is a powerful tool that enables you, as the Settlor, to transfer the ownership of assets to a Trustee for the benefit of your chosen Beneficiaries. Whether you’re looking to preserve family wealth, safeguard assets, or plan for future generations, our expert team is here to guide you every step of the way.

Why Choose a Trust?

A trust offers a wide range of benefits, making it an essential tool for effective asset
management and protection. Below are some key advantages of setting up a trust:

A trust can be used to safeguard your assets from potential creditors or personal liabilities. Since the property is held by the Trustee, it is protected from claims by creditors against the Settlor. This makes trusts an excellent option for ensuring that your wealth remains intact, even in challenging circumstances.

Trusts can also be an effective means of preserving family wealth for future generations. By placing family assets and investments into a trust, you can ensure that the capital is protected, while still allowing your children or loved ones to benefit from income generated by the trust. In this way, you prevent the risk of family assets being sold or otherwise lost due to poor financial management.
Moreover, trusts are a key component of estate planning, allowing you to direct how your assets will be managed and distributed after your death. This can prevent wealth from being dissipated and ensure that your legacy is preserved according to your wishes.

A trust can be used to safeguard your assets from potential creditors or personal liabilities. Since the property is held by the Trustee, it is protected from claims by creditors against the Settlor. This makes trusts an excellent option for ensuring that your wealth remains intact, even in challenging circumstances.

Trusts can also be an effective means of preserving family wealth for future generations. By placing family assets and investments into a trust, you can ensure that the capital is protected, while still allowing your children or loved ones to benefit from income generated by the trust. In this way, you prevent the risk of family assets being sold or otherwise lost due to poor financial management.
Moreover, trusts are a key component of estate planning, allowing you to direct how your assets will be managed and distributed after your death. This can prevent wealth from being dissipated and ensure that your legacy is preserved according to your wishes.

Trusts provide a level of privacy that is often sought by individuals wishing to keep their financial affairs confidential. The identity of the ultimate Beneficiary Owner is only known to the Settlor and Trustee, ensuring that your personal and financial details remain private.

In Malta, trusts are not listed in a centralized register, however the trustees are required to register the beneficial owners of the trust. As a jurisdiction, this preserves transparency and exercises control over the beneficial ownership.

Types of Trust

Estate Planning
Trusts may be used for the planning of one’s wealth after death. Some people prefer to plan their estate during their life-time rather than leave such important matters to third parties after their demise. The property settled on trust during one’s life-time and the trust deed drawn up to define the trust relationship between the Trustee and the Beneficiaries, will naturally remain valid after the Settlor’s death. Moreover if one transfers assets into a family trust during one’s lifetime, then those assets will not be subject to any claims after one’s death from family members or other third parties.

Commercial Trusts
Commercial trusts offer practitioners a variety of tools to assist their clients for commercial purposes. Commercial trusts lend themselves to several business scenarios especially in the area of loan securitisation. Commercial trusts can also be set-up for joint business ventures. In such cases two or more parties develop an asset together. They often purchase such assets through a trust and thereafter transfer it directly to third parties.